INCOME replacement

Helps employees keep their income while they take time off to recover from an injury.

medical cOSTS

Covers medical expenses in the treatment of job-related injuries and illnesses.

LEGAL PROTECTION

Covers legal fees associated with a lawsuit should an employee or family member decide to sue your business.

RETURN TO WORK

Many workers’ comp programs assist employees in getting back on the job with specific workplace accommodations, identifying transitional opportunities, or new skills training.

Your Employees Need To Know They Are Protected.

You can both attract and retain your best employees with a compensation package that employees know has them protected at work.

Business leaders are required by law to protect their employees. We know that accidents still happen even when every safety measure has been taken to prevent it from happening.

Workers compensation laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee.

It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer.

The Right Protection For Your Employees And Your Business

When an employee suffers a work-related injury or illness, workers’ compensation insurance helps cover lost wages and provides needed medical benefits.

With access to experienced, caring professionals, your employees will receive the coverage and care required to get back to work without the stress of financial worries.

Worker's compensation also protects your business from lawsuits that may arise from workplace accidents.

What is covered with worker's compensation?

The range of coverage includes:
  • Workers injured on the job, whether they're hurt on the workplace premises or elsewhere, or in auto accidents while on business.

  • Work-related illnesses.

  • Payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services

  • Death benefits to surviving spouses and dependents

Each state has different laws that determine how much is paid out. These laws also determine how medical and rehabilitation services are administered.

For example, in most states there are regulations that cover whether the worker or employer can choose the doctor who treats the injuries and how disputes about benefits are resolved. Workers compensation insurance must be bought as a separate policy.

Let Us Partner With You

From Vulnerable To Fully Protected, This Is How We Help You:

1. Get A Quote

Our plans are competitive and designed to suit the needs of your business.

2. Schedule A Call

By getting to know you and your business allows us to create a customized plan that’s personalized just for you.

3. Get Covered

We make it easy to quote, write, and issue coverage so that you can focus on your business.

GET A QUOTE
Let's Talk About It

Looking for insurance coverage for your employees?