BODILY INJURY TO OTHERS

People can get hurt in the busyness of business. Get the right plan to make sure you are covered.

PROPERTY DAMAGE TO OTHERS

If someone gets hurt while visiting your business, you are at serious risk of litigation.

ACCIDENTAL INJURY

The strangest stuff can happen at work. We make sure you are covered no matter how weird it gets.

Lawsuits, investigations and settlements

Lawsuits are on the rise. No one ever thinks it will come after them.

Why You Need The Right General Liability Insurance

We make sure there are no loopholes in your coverage.

Too many business owners think that because they have a personal umbrella liability policy, they don't have to worry about their liability coverage.

The chances of getting sued have dramatically increased in the last decade. The sad reality is that there's generally an exclusion for business-related liability.

We make sure you don't have to think or worry about that. We make sure you have sufficient general liability coverage so that you are protected no matter what happens.

Legal suits can be disastrous on your business.

General Liability protects you from the risk of losing everything.

When you have strong general liability protection, you can have peace of mind knowing you have financial protection in case your business is ever sued or held legally responsible for some injury or damage.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.

What is covered under general liability?

Broad range of coverage includes:
  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.

  • Property Damage coverage for the physical damage to property of others or the loss of use of that property.

  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided.

  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.

  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts.

  • Other coverage includes: Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types.

How To Work With Us

The Simple Process Of Getting You Covered

1. Schedule A Call

We get to know you and learn about your business so we can give you a customized plan for the best rate.

2. Get A Quote

Our plans are competitive and designed to suit the needs of your business.

3. Protect Your Business

We want you to be able to focus on your business and family knowing that both are totally protected no matter what.

SCHEDULE A CALL WITH US
Let's Talk About It

Looking for insurance coverage for your business?