Quick quote · California
For one or two policies, or an insurance requirement you need to meet now. Tell us about the business once. Emmi Ensign, CEO and licensed broker, and her team review it, take it to admitted and specialty markets and lay out the options. No call centers. Golden Benchmark Insurance Services, CA License #0D06566.
Two ways to start
Choose by the job in front of you, not by the size of your company.
| Program review | Quick quote | |
|---|---|---|
| Who it is for | Established companies spending $25,000 or more a year on business insurance, or facing a renewal increase, a non-renewal, contract-driven limits or service problems. | Companies that need one or two policies, or have a contract, lease, investor or first hire that requires coverage now. Startups are welcome. |
| What to send | Declarations pages for each current policy, renewal dates, loss runs, and any contract or lease with insurance requirements. | The quick quote form. If a customer, landlord or investor sent insurance requirements, include the clause. |
| What happens next | Emmi reads your policies and contracts, tells you in plain English what she would change and, if marketing the program makes sense, takes it to market ahead of your renewal. | Emmi and her team review the form, ask for anything missing, take the policies you need to market and lay the options side by side. |
| Start here | Start a program review | Use the quick quote form below |
Has a customer, landlord or investor sent insurance requirements? Send us the clause. Most requests get a reply within one business day.
The quick version
The form asks for the basics: who you are, what the business does, and how to reach you. Emmi and her team review every submission, ask for anything missing (usually payroll, revenue, and current declarations pages if you have them), and go to market. Every request gets a follow-up from Emmi's team. Most requests get a reply within one business day.
Questions before you start? Call (650) 417-9877.
Your information stays confidential, is shared only with your Golden Benchmark team, and is used solely to prepare your quotes.
Established company?
If you spend $25,000 or more a year on business insurance, or run three or more policy lines, or are facing a renewal increase or non-renewal, skip the form and start with a program review. Upload your declarations pages or call Emmi at (650) 417-9877.
What happens next
Declarations pages help but aren't required to start, and Emmi follows up for anything else she needs.
She checks appetite across admitted and specialty markets and markets the account.
Quotes side by side, with differences in limits, deductibles, and exclusions called out in plain English before you pick.
Once you approve, Emmi binds the coverage and issues your certificates, and the broker who quoted you is the one who answers the phone after.
Why a named broker
Every Golden Benchmark account has a named broker. Emmi Ensign is the named broker on every policy we place, and the team that quotes your account is the team that services it, negotiates your renewal, and picks up when something goes wrong. Every program gets built from scratch around the operation in front of us, not pulled from a template.
Before you start
The things people ask before they hit submit, answered straight.
Start the formGolden Benchmark Insurance Services (CA License #0D06566) is a Burlingame, California brokerage placing commercial insurance. Emmi Ensign, CEO and licensed broker, leads the team and is the named broker on every policy.
How long does a quote take?
Most requests get a reply within one business day. Emmi's team follows up with you. How long quotes take depends on the coverage and the markets involved. Complex programs, layered property, or hard-to-place risks take longer, and Emmi will tell you that upfront rather than let it drift.
Which coverages do you write?
The full commercial program: general liability, workers comp, commercial property, BOP, cyber, E&O, D&O, EPLI, commercial auto and umbrella, plus specialty placements through wholesale markets when a risk needs one.
Who handles my account?
Your account team, led by Emmi Ensign. She is the named broker on every policy we place, and the team that quotes the account services it, negotiates the renewal, and answers the phone after a claim.
What information do I need to start?
The form walks you through the details in a few short steps: your business, contact, industry, and the coverage specifics that let us quote accurately. You don't need everything on hand to begin. Submit what you have, and if something's missing, like payroll, revenue, or your current declarations pages, Emmi sends a short follow-up form with only the gaps to fill.
Who is the quick quote for?
The quick quote is defined by the job, not company size: one or two policies, or a requirement to meet now. Startups are welcome, especially when a contract, lease, investor or first hire requires coverage. If you spend $25,000 or more a year on business insurance, start with a program review at goldenbenchmark.com/program-review/ instead.
One page, one broker
Start the form and it goes straight to Emmi and her team. Or skip it entirely and call. Either way, you deal with the broker whose name goes on the policy.
Golden Benchmark Insurance Services · CA License #0D06566 · Named broker on every policy