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September 11, 2019
Occurrence Policy

Insurance policies are offered in two forms:

  • Occurrence Policies
  • Claim Made Policies

Difference Between Occurrence Policies and Claims Made Policies:

The claim made policies includes the following

  1. Ensures incidents that are on or after the effective date of the policy.
  2. It should be reported during the policy term.
  3. The policy may retroactively cover incidents occurring before the policy date.

An Occurrence policy covers:

  1. Events occurred during the policy effective period.
  2. Be caused by an event occurred in the place of the coverage territory.

Know more about the business insurance policy.

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Emmi Ensign
Emmi Ensign

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