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DO I NEED WORKERS COMPENSATION INSURANCE ? MAY BE

i need workers compensation insurance
I read a fascinating article written by Patrick Wraight for the Insurance Journal called "4 Reasons that Maybe is My Favorite Insurance Word". 

After working at an agency for the last year, I've learned firsthand how often "maybe" gets thrown around. Is my property covered? Maybe. Will the insurance company respond to my claim? Maybe. Will we get this certificate returned within a week? Maybe. Our lives as agent are often ruled by the word "maybe". Prospects love to say, "maybe we'll talk with you". Do I need workers compensation insurance ? Maybe.  Clients are fond of "maybe we'll get this done for you in time". Carriers are infatuated with "maybe this will bind". We receive a lot of maybes. We probably receive more "no's", but we try not to keep track.

Patrick explains his fascination with the word "maybe" beautifully: "it communicates the complexity of insurance very simply and allows me to take a breath and filter through the question and explain why I can't just give a straight yes or no". As an insurance agent, we've learned to embrace the uncertainty that accompanies "maybe". Insurance policies are complex. Every insured has their own unique situation and risks. The word maybe usually means there is no strict answer to the question: each situation requires good judgment and knowledge of insurance rules.

The prevalence of the word "maybe" is probably the reason why agents have stuck around so long in the industry in the first place. We handle the "maybe" so our clients can get to the "yes" (and sometimes the "no") with the least hassle possible. We, to their best of our ability, sort out the uncertainty. We've been at the game of sorting out "maybes" for thirty years, serving clients right here in the San Francisco Bay Area.

Are you uncertain about something in regards to your business? Give us a call or shoot us an email.
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